Punjab Kisan Karj Mafi Yojana 2023 Apply Online Registration Eligibility

Punjab Kisan Karj Mafi Yojana 2023 Apply Online Registration Form| ਪੰਜਾਬ ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ 2023 ਪੰਜਾਬੀ ਅਤੇ ਯੋਗਤਾ|See Beneficiary List in New Loan Waiver Scheme of Punjab| ਪੰਜਾਬ ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ ਮਹੱਤਵਪੂਰਨ ਦਸਤਾਵੇਜ਼ ਅਤੇ ਯੋਗਤਾ| Eligibility for Punjab Kisan Karj Mafi Scheme|New Kisan Karj Mafi Scheme in Punjab by State government announced in 2023 Budget Session|

The Punjab Kisan Karj Mafi Yojana: India is the largest agricultural-based country in the world. Most of the population of the country does farming and also depends upon farming for their basic expenses. Due to the pressure of heavy debt farmers are facing so many problems. Every part of every state election promised to free the farmers from their debt and the same was promised by the State of Punjab.

At the time of the Punjab elections, this is the main current issue of every political party that promised to waive off the debts of farmers if they won the elections. Now Captain Amrinder Singh’s government decided to waive the loan amount of the farmers of the state.

Punjab Kisan Karj Mafi Yojana 2023

The Punjab government decided to waive the loan amount of agriculturists up to Rs.2 lakh. This waiver of the debt scheme will be applicable to every farmer in Punjab. The state government also provided a subsidy to the farmers of Punjab on the purchase of equipment related to agriculture. Farmers of India mostly depend on their crop’s rain for irrigation, but if any natural disaster happened then their crops get destroyed.

Every New Year farmers will hope to clear all debt by selling their crops but due to natural disasters their all crops get damaged and this big problem leads to the suicide of farmers.

Punjab Kisan Karj Mafi Yojana
Punjab Kisan Karj Mafi Yojana

This debt waiver off scheme is called as “ਪੰਜਾਬ ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ”. In this scheme, mainly small and marginal communities of farmers of Punjab will be selected by the government of Punjab. Most of the agriculturists in India can do farming by taking heavy loans from a bank or other sources because they are helpless and have no sufficient money for their crops. A farmer can take a heavy loan for buying different fertilizers, good quality Seeds, and other equipment related to agriculture.


Scheme Name:Kisan Karj Mafi Yojana (ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ)
Benefits:Loan Waiver
Beneficiaries:Farmers Of Punjab
StatusAlready Started
Mode Of Application:Online/ Offline

Why Is This Scheme Needed?

  • The main purpose of this Punjab Kisan Karj Mafi Scheme is to provide some financial relief for the farmers of the Punjab State.
  • “Punjab Kisan Karj Mafi Scheme” is Announced by the chief minister of the Punjab Mr. Captain Amrinder Singh at the time of the 2020-21 budget.
  •  In this scheme, the government of Punjab decided to waive off the debt amount of the small and marginal categories of farmers up to Rs. 2 lakh.
  • This scheme mainly covers those farmers small who have 2.5 acres to 5-acre land and those marginal categories of farmers who have less than 2.5 acres of land.

Terms & Conditions for Punjab Kisan Karj Mafi Scheme

  • This loan waiver scheme only covers the small and marginal category of farmers who owned land between 2.5 acres to 5 acres in the state of Punjab.
  • After applying under this scheme farmers get relief from debt amount which they are not that conditioned to pay the heavy amount of loan.
  • In this scheme, only marginal and small categories of farmers in Punjab are covered.
  • Those farmers of Punjab are regular income tax payee that does not get the benefits of the scheme.
  • This scheme covers approximately 10 lakh and 25 thousand farmers in the state.

Eligibility Under Punjab Kisan Karj Mafi Scheme

ਪੰਜਾਬ ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ ਮਹੱਤਵਪੂਰਨ ਯੋਗਤਾ

  • The applicant must be a permanent resident of Punjab.
  • The applicant belongs to the small and marginal category of farmers in Punjab.
  • Only one family member from a whole family can apply for this loan waiver scheme.
  • The income tax payee must not be getting the benefit of this scheme.
  • The applicant must be related to the BPL family
    (Below Poverty Line) or poor section of the Punjab state.

Documents Required for This Scheme

For Punjab Kisan Karj Mafi Scheme required Documents are

ਪੰਜਾਬ ਕਿਸਾਨ ਕਰਜ ਮਾਫੀ ਯੋਜਨਾ ਮਹੱਤਵਪੂਰਨ ਦਸਤਾਵੇਜ਼.

  • An Updated Aadhar card of the farmer must necessary for this scheme.
  • Permanent Residence proof of an applicant
  • PAN card of the farmer
  • Voter card of the applicant
  • Saving Bank account details & passbook of the applicant person
  • The permanent Mobile number that relates to the applicant.
  • Passport-size photo of a farmer.

How to Apply for the Punjab Kisan Karj Mafi Scheme?

ਸਕੀਮ ਲਈ ਰਜਿਸਟ੍ਰੇਸ਼ਨ (ਸਕੀਮ ਲਈ ਅਰਜ਼ੀ)

Online Registration for Application may Starts Soon.

  1. A scheme is now started.
  2. The application process for this scheme is yet to be announced.
  3. Under which the list will be created which contains the names of needy farmers for loan waiver.
  4. Whenever there are any updates regarding the application process we will intimate you on the same portal.

Beneficiary List in New Loan Waiver Scheme of Punjab

  • For the Kisan Karj Mafi Scheme, Once the registration process is complete.
  • After that, all the registered farmer’s data is compiled by the government,
  • Then a List is made for loan waiver under this scheme.
  • Now the beneficiary list is published on the concerned and dedicated portal.
  • So that one can check their name in the List.

In the end, we may say that these types of loan waiver schemes are very helpful for the farmers and it will definitely decrease the rate of suicides in the states and let the farmer grow in agriculture. Governments should launch more and more schemes for farmers to make this country the biggest food bowl in the world.

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